​Current campaign

Global Diversified

​Guarantee Advantage – Consumer Staples allows your clients to invest in companies that manufacture consumer staples. It invests in well-known companies and pays a guaranteed return at maturity. The basket of securities comprises 10 international companies. Each one has the same weight in the basket.

• Features table

Securities

The Guaranteed Investment's return at maturity will not be affected by changes in exchange rates, even if the security prices are published in foreign currencies.

Term

For the December 2019 campaign, the following term is available:

• 5 years and 2 days

Important dates for the Consumer Staples basket

Return options for the December 2019 campaign

Term: 5 years and 2 days

• Guaranteed minimum return: 2%
  • Annual return: 0.40%
• Potential maximum return: 17%
  • Annual return: 3.19%

The yield of the basket of securities does not take into account the payment of dividends or distributions on shares or other securities included in the basket of securities. The return at maturity is multiplied by the Participation Rate.

Global Diversified

​Guarantee Advantage – Global Diversified is made up of securities from twenty companies operating in a variety of sectors and geographic regions. Each one has the same weight in the basket. Its diversification helps offset the effects of market instability on its performance and allows you to grow your principal while minimizing its risk exposure.

• Features table

Securities

The Guaranteed Investment's return at maturity will not be affected by changes in exchange rates, even if the security prices are published in foreign currencies.

Terms

For the December 2019 campaign, the following terms are available:

• 3 years and 2 days
• 4 years and 2 days
• 5 years and 2 days

Important dates for the Global Diversified basket

Return options for the December 2019 campaign

Term: 3 years and 2 days

• Guaranteed minimum return: 0%
  • Annual return: 0%
• Potential maximum return: 10%
  • Annual return: 3.23%

Term: 4 years and 2 days

• Guaranteed minimum return: 0%
  • Annual return: 0%
• Potential maximum return: 16%
  • Annual return: 3.78%

Term: 5 years and 2 days

Deposits between $500 and $24,999: Participation Rate 100%

• Guaranteed minimum return: 0%
  • Annual return: 0%
• Potential maximum return: 25%
  • Annual return: 4.56%

Deposits between $25,000 and $249,999: Participation Rate 110%

• Guaranteed minimum return: 0%
  • Annual return: 0%
• Potential maximum return: 27.5%
  • Annual return: 4.98%

Deposits between $250,000 and more: Participation Rate 120%

• Guaranteed minimum return: 0%
  • Annual return: 0%
• Potential maximum return: 30%
  • Annual return: 5.39%

The yield of the basket of securities does not take into account the payment of dividends or distributions on shares or other securities included in the basket of securities. The return at maturity is multiplied by the Participation Rate.

* Return includes a Participation Rate of 110%

** Return includes a Participation Rate of 120%

Canadian Diversified

Guarantee Advantage – Canadian Diversified allows your clients to invest in the stocks of 10 leading Canadian companies across many industries. Each one has the same weight in the basket. It’s the only basket of securities that provide unlimited potential return.

• Features table

Securities

Term

For the December 2019 campaign, the following term is available:

• 6 years and 2 days

Important dates for the Canadian Diversified basket

Return options for the December 2019 campaign

Term: 6 years and 2 days

Deposits between $500 and $24,999: Participation Rate 100%

• Guaranteed minimum return: 0%
  • Annual return: 0%
• Potential maximum return: Unlimited
  • Annual return: Unlimited

Deposits between $25,000 and $249,999: Participation Rate 110%

• Guaranteed minimum return: 0%
  • Annual return: 0%
• Potential maximum return: Unlimited
  • Annual return: Unlimited

Deposits of $250,000 and more: Participation Rate 120%

• Guaranteed minimum return: 0%
  • Annual return: 0%
• Potential maximum return: Unlimited
  • Annual return: Unlimited

The yield of the basket of securities does not take into account the payment of dividends or distributions on shares or other securities included in the basket of securities. The return at maturity is multiplied by the Participation Rate.