​Current campaign

Global Financials

The Guarantee Advantage - Global Financials basket is made up of securities from 20 leading companies-from 8 countries on 3 continents– operating in the financial sector. Each one has the same weight in the basket. The Global Financials basket is therefore a reliable and secure investment opportunity for your clients with a return potential based on the growth of the top financial institutions in the world.

Securities

Security Stock Market Currency
Allianz SEXETRA FrankfurtEuro
Aviva PLCLondonPound sterling
AXA SAParisEuro
Bank of MontrealTorontoCanadian dollar
Bank of New York MellonNew York SEU.S. dollar
BNP Paribas SAParisEuro
Canadian Imperial Bank of CommerceTorontoCanadian dollar
HSBC Holdings PLCLondonPound sterling
Investor ABStockholmSwedish krona
JPMorgan Chase & Co.New York SEU.S. dollar
Legal & General Group PLCLondonPound sterling
Muenchener Rueckversicherungs AGXETRA Frankfurt​Euro
National Bank of CanadaToronto​Canadian dollar
Power Corp of Canada​Toronto​Canadian dollar
Royal Bank of CanadaToronto​Canadian dollar
Sun Life Financial Inc​Toronto​Canadian dollar
Swiss Re AGSIX Suisse​Swiss franc
Toronto-Dominion Bank/The​TorontoCanadian dollar
Wells Fargo & Co.​New York​U.S. dollar
Zurich Insurance GroupSIX Suisse​Swiss franc

The Guaranteed Investment's return at maturity will not be affected by changes in exchange rates, even if the security prices are published in foreign currencies.

Term

For the December 2019 campaign, the following term is available:

  • 5 years and 2 days

Important dates for the Global Financials basket

5 years and 2 days
Initial DateDecember 4, 2019
Specific Business DaysOctober 4, 2024
November 4, 2024
December 4, 2024
Maturity DateDecember 6, 2024
Deadline for DepositsNovember 22, 2019

Return options for the December 2019 campaign

Term: 5 years and 2 days

  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 42%
    • Annual return: 7.26%

The yield of the basket of securities does not take into account the payment of dividends or distributions on shares or other securities included in the basket of securities. The return at maturity is multiplied by the Participation Rate.

Global Diversified

​Guarantee Advantage – Global Diversified is made up of securities from twenty companies operating in a variety of sectors and geographic regions. Each one has the same weight in the basket. Its diversification helps offset the effects of market instability on its performance and allows you to grow your principal while minimizing its risk exposure.

Securities

SecurityStock marketCurrency
Accenture PLCNew York SEU.S. dollar
Aflac Inc.New York SEU.S. dollar
Astellas Pharma Inc.TokyoJapanese yen
BCE Inc.TorontoCanadian dollar
Burberry Group PLCLondonPound sterling
Canadian Imperial Bank of CommerceTorontoCanadian dollar
Canadian Pacific Railway Ltd.TorontoCanadian dollar
Fortis Inc.TorontoCanadian dollar
​Givaudan SA​SIX Suisse​Swiss franc
Hermès International​Paris​Euro
Imperial Oil Ltd.​Toronto​Canadian dollar
Kone OYJOMX Helsinki​Euro
Muenchener Rueckversicherungs AGXTERA FrancfortEuro
Pfizer Inc.New York SEU.S. dollar
Procter & Gamble Co.New York SEU.S. dollar
Public StorageNew York SEU.S. dollar
RELX NVEN AmsterdamEuro
Swisscom AGSIX SuisseSwiss franc
Thomson Reuters Corp.TorontoCanadian dollar
Wesfarmers Ltd.Australian SEAustralian dollar

The Guaranteed Investment's return at maturity will not be affected by changes in exchange rates, even if the security prices are published in foreign currencies.

Terms

For the December 2019 campaign, the following terms are available:

  • 3 years and 2 days
  • 4 years and 2 days
  • 5 years and 2 days

Important dates for the Global Diversified basket

-3 years and 2 days 4 years and 2 days 5 years and 2 days
Initial DateDecember 4, 2019December 4, 2019December 4, 2019
Specific Business DaysOctober 4, 2022
November 7, 2022
December 2, 2022
October 4, 2023
November 6, 2023
December 4, 2023
October 4, 2024
November 5, 2024
December 4, 2024
Maturity DateDecember 6, 2022December 6, 2023December 6, 2024
Deadline for DepositsNovember 22, 2019November 22, 2019November 22, 2019

Return options for the December 2019 campaign

Term: 3 years and 2 days

Participation Rate: 100%
  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 10%
    • Annual return: 3.23%

Term: 4 years and 2 days

Participation Rate: 100%
  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 16%
    • Annual return: 3.78%

Term: 5 years and 2 days

Deposits between $500 and $24,999: Participation Rate 100%

  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 25%
    • Annual return: 4.56%

Deposits between $25,000 and $249,999: Participation Rate 110%

  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 27.5%
    • Annual return: 4.98%

Deposits between $250,000 and more: Participation Rate 120%

  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 30%
    • Annual return: 5.39%

The yield of the basket of securities does not take into account the payment of dividends or distributions on shares or other securities included in the basket of securities. The return at maturity is multiplied by the Participation Rate.

* Return includes a Participation Rate of 110%

** Return includes a Participation Rate of 120%

Canadian Diversified

Guarantee Advantage – Canadian Diversified allows your clients to invest in the stocks of 10 leading Canadian companies across many industries. Each one has the same weight in the basket. It’s the only basket of securities that provide unlimited potential return.

Securities

SecurityStock marketCurrency
Brookfield Renewable Partners LPTorontoCanadian dollar
Canadian Pacific Railway Ltd.TorontoCanadian dollar
Canadian Tire Corp. Ltd.TorontoCanadian dollar
Canadian Utilities Ltd.TorontoCanadian dollar
CIBC BankTorontoCanadian dollar
Great-West Lifeco Inc.TorontoCanadian dollar
Saputo Inc.TorontoCanadian dollar
Shaw Communications Inc.TorontoCanadian dollar
Telus Corp.
TorontoCanadian dollar
Thomson Reuters Corp.TorontoCanadian dollar

Term

For the December 2019 campaign, the following term is available:

  • 6 years and 2 days

Important dates for the Canadian Diversified basket

6 years and 2 days
Initial DateDecember 4, 2019
Specific Business DaysOctober 6, 2025
November 4, 2025
December 4, 2025
Maturity DateDecember 6, 2025
Deadline for DepositsNovember 22, 2019

Return options for the December 2019 campaign

Term: 6 years and 2 days

Deposits between $500 and $24,999: Participation Rate 100%
  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: Unlimited
    • Annual return: Unlimited
Deposits between $25,000 and $249,999: Participation Rate 110%
  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: Unlimited
    • Annual return: Unlimited
Deposits of $250,000 and more: Participation Rate 120%
  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: Unlimited
    • Annual return: Unlimited

The yield of the basket of securities does not take into account the payment of dividends or distributions on shares or other securities included in the basket of securities. The return at maturity is multiplied by the Participation Rate.