​Current campaign

Global Diversified

The Guarantee Advantage - ESG Global Diversified basket is composed of securities issued by 20 socially and environmentally responsible companies, some of which are viewed as being proactive in the renewable energy sector. Each one has the same weight in the basket. The Global Financials basket is therefore a reliable and secure investment opportunity for your clients with a return potential based on the growth of the top financial institutions in the world.

Securities

SecurityStock marketCurrency
3i Group PLCLondonPound sterling
Algonquin Power & Utilities CorporationTorontoCanadian dollar
Allianz SEParisEuro
BCE Inc.TorontoCanadian dollar
Burberry Group PLCLondonPound sterling
Canadian Tire Corp. Ltd.TorontoCanadian dollar
Deutsche Post AGFrankfurtEuro
First Solar Inc.NASDAQU.S. dollar
​Givaudan SA​SIX SuisseSwiss franc
Intel Corporation​NASDAQ​U.S. dollar
Kone OYJOMX Helsinki​Euro
L'Oréal SAParisEuro
Microsoft CorporationNASDAQ​U.S. dollar
Muenchener Rueckversicherungs AGFrankfurtEuro
Reckitt Benckiser Group PLCLondon​Pound sterling
SAP SEFrankfurtEuro
Siemens Gamesa Renewable Energy SAMadridEuro
Swisscom AGSIX SuisseSwiss franc
Toronto-Dominion Bank/TheToronto​Canadian dollar
Vestas Wind System A/SCopenhagenEuro

The Guaranteed Investment's return at maturity will not be affected by changes in exchange rates, even if the security prices are published in foreign currencies.

Term

For the April 2020 campaign, the following term is available:

  • 5 years and 2 days

Important dates for the ESG Global Diversified basket

-5 years and 2 days
Initial DateApril 3, 2020
Specific Business DaysFebruary 3, 2025
March 3, 2025
April 3, 2025
Maturity DateApril 5, 2025
Deadline for DepositsMarch 20, 2020

Return options for the April 2020 campaign

Term: 5 years and 2 days

  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 30%
    • Annual return: 5.39%

The yield of the basket of securities does not take into account the payment of dividends or distributions on shares or other securities included in the basket of securities. The return at maturity is multiplied by the Participation Rate.

Global Diversified

​Guarantee Advantage – Global Diversified is made up of securities from twenty companies operating in a variety of sectors and geographic regions. Each one has the same weight in the basket. Its diversification helps offset the effects of market instability on its performance and allows you to grow your principal while minimizing its risk exposure.

Securities

SecurityStock marketCurrency
Accenture PLCNew York SEU.S. dollar
Aflac Inc.New York SEU.S. dollar
Astellas Pharma Inc.TokyoJapanese yen
BCE Inc.TorontoCanadian dollar
Burberry Group PLCLondonPound sterling
Canadian Imperial Bank of CommerceTorontoCanadian dollar
Canadian Pacific Railway Ltd.TorontoCanadian dollar
Fortis Inc.TorontoCanadian dollar
​Givaudan SA​SIX Suisse​Swiss franc
Hermès International​Paris​Euro
Imperial Oil Ltd.​Toronto​Canadian dollar
Kone OYJOMX Helsinki​Euro
Muenchener Rueckversicherungs AGXTERA FrancfortEuro
Pfizer Inc.New York SEU.S. dollar
Procter & Gamble Co.New York SEU.S. dollar
Public StorageNew York SEU.S. dollar
RELX NVEN AmsterdamEuro
Swisscom AGSIX SuisseSwiss franc
Thomson Reuters Corp.TorontoCanadian dollar
Wesfarmers Ltd.Australian SEAustralian dollar

The Guaranteed Investment's return at maturity will not be affected by changes in exchange rates, even if the security prices are published in foreign currencies.

Terms

For the April 2020 campaign, the following terms are available:

  • 3 years and 2 days
  • 4 years and 2 days
  • 5 years and 2 days

Important dates for the Global Diversified basket

-3 years and 2 days 4 years and 2 days 5 years and 2 days
Initial DateApril 3, 2020April 3, 2020April 3, 2020
Specific Business DaysFebruary 3, 2023
March 3, 2023
April 3, 2023
February 5, 2024
March 4, 2024
April 3, 2024
February 3, 2025
March 3, 2025
April 3, 2025
Maturity DateApril 5, 2023April 5, 2024April 5, 2025
Deadline for DepositsMarch 20, 2020March 20, 2020March 20, 2020

Return options for the April 2020 campaign

Term: 3 years and 2 days

Participation Rate: 100%
  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 12%
    • Annual return: 3.85%

Term: 4 years and 2 days

Participation Rate: 100%
  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 20%
    • Annual return: 4.66%

Term: 5 years and 2 days

Deposits between $500 and $24,999: Participation Rate 100%

  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 30%
    • Annual return: 5.39%

Deposits between $25,000 and $249,999: Participation Rate 110%

  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 33%
    • Annual return: 5.87%

Deposits between $250,000 and more: Participation Rate 120%

  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 36%
    • Annual return: 6.34%

The yield of the basket of securities does not take into account the payment of dividends or distributions on shares or other securities included in the basket of securities. The return at maturity is multiplied by the Participation Rate.

* Return includes a Participation Rate of 110%

** Return includes a Participation Rate of 120%

Global Financials

The Guarantee Advantage - Global Financials basket is made up of securities from 20 leading companies-from 8 countries on 3 continents– operating in the financial sector. Each one has the same weight in the basket. The Global Financials basket is therefore a reliable and secure investment opportunity for your clients with a return potential based on the growth of the top financial institutions in the world.

Securities

Security Stock Market Currency
Allianz SEXETRA FrankfurtEuro
Aviva PLCLondonPound sterling
AXA SAParisEuro
Bank of MontrealTorontoCanadian dollar
Bank of New York MellonNew York SEU.S. dollar
BNP Paribas SAParisEuro
Canadian Imperial Bank of CommerceTorontoCanadian dollar
HSBC Holdings PLCLondonPound sterling
Investor ABStockholmSwedish krona
JPMorgan Chase & Co.New York SEU.S. dollar
Legal & General Group PLCLondonPound sterling
Muenchener Rueckversicherungs AGXETRA Frankfurt​Euro
National Bank of CanadaToronto​Canadian dollar
Power Corp of Canada​Toronto​Canadian dollar
Royal Bank of CanadaToronto​Canadian dollar
Sun Life Financial Inc​Toronto​Canadian dollar
Swiss Re AGSIX Suisse​Swiss franc
Toronto-Dominion Bank/The​TorontoCanadian dollar
Wells Fargo & Co.​New York​U.S. dollar
Zurich Insurance GroupSIX Suisse​Swiss franc

The Guaranteed Investment's return at maturity will not be affected by changes in exchange rates, even if the security prices are published in foreign currencies.

Term

For the April 2020 campaign, the following term is available:

  • 5 years and 2 days

Important dates for the Global Financials basket

5 years and 2 days
Initial DateApril 3, 2020
Specific Business DaysFebruary 3, 2025
March 3, 2025
April 3, 2025
Maturity DateApril 5, 2025
Deadline for DepositsMarch 20, 2020

Return options for the April 2020 campaign

Term: 5 years and 2 days

  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 45%
    • Annual return: 7.71%

The yield of the basket of securities does not take into account the payment of dividends or distributions on shares or other securities included in the basket of securities. The return at maturity is multiplied by the Participation Rate.

Global Diversified

​Guarantee Advantage – Consumer Staples allows your clients to invest in companies that manufacture consumer staples. It invests in well-known companies and pays a guaranteed return at maturity. The basket of securities comprises 10 international companies. Each one has the same weight in the basket.

Securities

SecurityStock marketCurrency
Colgate-Palmolive Co. New York SEU.S. dollar
Danone SAParisEuro
Hershey Co.New York SEU.S. dollar
L'Oreal SAParisEuro
Nestlé SASIX SuisseSwiss franc
PepsiCo Inc.Nasdaq GSU.S. dollar
Proctor & Gamble Co.New York SEU.S. dollar
Reckitt Benckiser Group PLCLondon SE​Pound sterling
​Saputo Inc.​Toronto​Canadian dollar
​Unilever NV​EN Amsterdam​Euro

The Guaranteed Investment's return at maturity will not be affected by changes in exchange rates, even if the security prices are published in foreign currencies.

Term

For the April 2020 campaign, the following term is available:

  • 5 years and 2 days

Important dates for the Consumer Staples basket

5 years and 2 days
Initial DateApril 3, 2020
Specific Business DaysFebruary 3, 2025
March 3, 2025
April 3, 2025
Maturity DateApril 5, 2025
Deadline for DepositsMarch 20, 2020

Return options for the April 2020 campaign

Term: 5 years and 2 days

  • Guaranteed minimum return: 2.5%
    • Annual return: 0.5%
  • Potential maximum return: 20%
    • Annual return: 3.71%

The yield of the basket of securities does not take into account the payment of dividends or distributions on shares or other securities included in the basket of securities. The return at maturity is multiplied by the Participation Rate.

Canadian Diversified

Guarantee Advantage – Canadian Diversified allows your clients to invest in the stocks of 10 leading Canadian companies across many industries. Each one has the same weight in the basket. It’s the only basket of securities that provide unlimited potential return.

Securities

SecurityStock marketCurrency
Brookfield Renewable Partners LPTorontoCanadian dollar
Canadian Pacific Railway Ltd.TorontoCanadian dollar
Canadian Tire Corp. Ltd.TorontoCanadian dollar
Canadian Utilities Ltd.TorontoCanadian dollar
CIBC BankTorontoCanadian dollar
Great-West Lifeco Inc.TorontoCanadian dollar
Saputo Inc.TorontoCanadian dollar
Shaw Communications Inc.TorontoCanadian dollar
Telus Corp.
TorontoCanadian dollar
Thomson Reuters Corp.TorontoCanadian dollar

Term

For the April 2020 campaign, the following term is available:

  • 5 years and 2 days

Important dates for the Canadian Diversified basket

5 years and 2 days
Initial DateApril 3, 2020
Specific Business DaysFebruary 3, 2025
March 3, 2025
April 3, 2025
Maturity DateApril 5, 2025
Deadline for DepositsMarch 20, 2020

Return options for the April 2020 campaign

Term: 5 years and 2 days

Deposits between $500 and $24,999: Participation Rate 100%
  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: Unlimited
    • Annual return: Unlimited
Deposits between $25,000 and $249,999: Participation Rate 110%
  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: Unlimited
    • Annual return: Unlimited
Deposits of $250,000 and more: Participation Rate 120%
  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: Unlimited
    • Annual return: Unlimited

The yield of the basket of securities does not take into account the payment of dividends or distributions on shares or other securities included in the basket of securities. The return at maturity is multiplied by the Participation Rate.