​Current campaign

Global Diversified

​Guarantee Advantage – Consumer Staples allows your clients to invest in companies that manufacture consumer staples. It invests in well-known companies and pays a guaranteed return at maturity. The basket of securities comprises 10 international companies. Each one has the same weight in the basket.

SecurityStock marketCurrency
Coca-Cola Co./TheNew YorkU.S. dollar
Danone SAParisEuro
General Mills Inc.New YorkU.S. dollar
Kao Corp.TokyoJapanese yen
Koninklijke Ahold Delhaize NVEN AmsterdamEuro
Loblaw Cos Ltd.TorontoCanadian dollar
Nestlé SASIX SwissSwiss franc
Proctor & Gamble Co.New York​U.S. dollar
​Tesco PLCLondon​Pound sterling
​Unilever PLC​EN Amsterdam​Euro

The Guaranteed Investment's return at maturity will not be affected by changes in exchange rates, even if the security prices are published in foreign currencies.

Term

For the August 2022 campaign, the following term is available:

  • 5 years and 2 days

Important dates for the Consumer Staples basket

5 years and 2 days
Initial DateAugust 5, 2022
Specific Business DaysJune 7, 2027
July 6, 2027
August 5, 2027
Maturity DateAugust 7, 2027
Deadline for DepositsJuly 22, 2022

Return options for the August 2022 campaign

Term: 5 years and 2 days

Participation Rate: 100%
  • Guaranteed minimum return: 7%
    • Annual return: 1.36%
  • Potential maximum return: 34.5%
    • Annual return: 6.11%
The yield of the basket of securities does not take into account the payment of dividends or distributions on shares or other securities included in the basket of securities. The return at maturity is multiplied by the Participation Rate.

Guarantee Advantage – Emerging Markets allows your clients to invest in 10 emerging markets companies from various sectors. It pays a guaranteed return at maturity. Each one has the same weight in the basket.

SecurityStock marketCurrency
China Life Insurance Co. Ltd.Hong KongHong Kong dollar
China Merchants Bank Co. Ltd.Hong KongHong Kong dollar
Fomento Economico Mexicano SAB de CVNew YorkU.S. dollar
Hyundai Motor Co.Korea SESouth Korean Won
Industrial & Commercial Bank of China Ltd.Hong KongHong Kong dollar
Infosys Ltd.New YorkU.S. dollar
Kia Motors Corp.Korea SESouth Korean Won
Ping An Insurance Group Co. of China Ltd.Hong KongHong Kong dollar
POSCO​Korea SESouth Korean Won
​Samsung Electronics Co. Ltd.Korea SESouth Korean Won

The Guaranteed Investment's return at maturity will not be affected by changes in exchange rates, even if the security prices are published in foreign currencies.

Term

For the August 2022 campaign, the following term is available:

  • 5 years and 2 days

Important dates for the Emerging Markets basket

5 years and 2 days
Initial DateAugust 5, 2022
Specific Business DaysJune 7, 2027
July 6, 2027
August 5, 2027
Maturity DateAugust 7, 2027
Deadline for Deposits​July 22, 2022

Return options for the August 2022 campaign

Term: 5 years and 2 days

Participation Rate: 100%
  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 50%
    • Annual return: 8.45%

The yield of the basket of securities does not take into account the payment of dividends or distributions on shares or other securities included in the basket of securities. The return at maturity is multiplied by the Participation Rate.

Global Diversified

The Guarantee Advantage - ESG Global Diversified basket is composed of securities issued by 20 socially and environmentally responsible companies, some of which are viewed as being proactive in the renewable energy sector. Each one has the same weight in the basket. Its diversification helps offset the effects of market instability on its performance and allows you to grow your principal while minimizing its risk exposure.

SecurityStock marketCurrency
Alstom SAParisEuro
CGI Inc.TorontoCanadian dollar
Denso Corp.TokyoJapanese yen
Deutsche Post AGXETRA FrankfurtEuro
Eisai Co. Ltd.TokyoJapanese yen
First Solar Inc.Nasdaq GSU.S. dollar
Goodman GroupAustraliaAustralian dollar
Healthpeak Properties Inc.​New YorkU.S. dollar
​Hewlett Packard Enterprise Co.​New YorkU.S. dollar
Magna International Inc.Toronto​Canadian dollar
Microsoft Corp.Nasdaq GS​U.S. dollar
Mowi ASAOsloNorwegian krone
Orsted ASCopenhagenDanish krone
Red Electrica Corp. SAMadridEuro
Schneider Electric SEParis​Euro
Sekisui House Ltd.TokyoJapanese yen
Terna SPAMilanEuro
Texas Instruments Inc.Nasdaq GSU.S. dollar
UPM-Kymmene OyjOMX Helsinki​Euro
Vonovia SEXETRA FrankfurtEuro

The Guaranteed Investment's return at maturity will not be affected by changes in exchange rates, even if the security prices are published in foreign currencies.

Term

For the August 2022 campaign, the following term is available:

  • 5 years and 2 days

Important dates for the ESG Global Diversified basket

-5 years and 2 days
Initial DateAugust 5, 2022
Specific Business DaysJune 7, 2027
July 6, 2027
August 5, 2027
Maturity DateAugust 7, 2027
Deadline for Deposits​July 22, 2022

Return options for the August 2022 campaign

Term: 5 years and 2 days

Deposits between $500 and $24,999: Participation Rate 100%
  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 50%
    • Annual return: 8.45%
Deposits between $25,000 and $249,999: Participation Rate 110%
  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 55%*
    • Annual return: 9.16%*
Deposits of $250,000 and more: Participation Rate 120%
  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 60%**
    • Annual return: 9.86%**

The yield of the basket of securities does not take into account the payment of dividends or distributions on shares or other securities included in the basket of securities. The return at maturity is multiplied by the Participation Rate.


* Return includes a Participation Rate of 110%

** Return includes a Participation Rate of 120%

Global Diversified

​Guarantee Advantage – Global Diversified is made up of securities from twenty companies operating in a variety of sectors and geographic regions. Each one has the same weight in the basket. Its diversification helps offset the effects of market instability on its performance and allows you to grow your principal while minimizing its risk exposure.

SecurityStock marketCurrency
Abbott LaboratoriesNew YorkU.S. dollar
Allianz SEXETRA FrankfurtEuro
BCE Inc.TorontoCanadian dollar
BNP Paribas SAParisEuro
Canadian National Railway Co.TorontoCanadian dollar
Hewlett Packard Enterprise Co.New YorkU.S. dollar
Iberdrola SAMadridEuro
Intel Corp.​Nasdaq GSU.S. dollar
Koninklijke Philips NV​EN AmsterdamEuro
Manulife Financial Corp.​TorontoCanadian dollar
McDonald's Corp.​New York​U.S. dollar
Nestlé SASIX Swiss​Swiss franc
Nintendo Co. Ltd.TokyoJapanese yen
Restaurant Brands International Inc.TorontoCanadian dollar
Rio Tinto Ltd.AustraliaAustralian dollar
SanofiParisEuro
Siemens AGXETRA FrankfurtEuro
Swisscom AGSIX SwissSwiss franc
Wesfarmers Ltd.AustraliaAustralian dollar
Wolters Kluwer NVEN AmsterdamEuro

The Guaranteed Investment's return at maturity will not be affected by changes in exchange rates, even if the security prices are published in foreign currencies.

Terms

For the August 2022 campaign, the following terms are available:

  • 3 years and 2 days
  • 4 years and 2 days
  • 5 years and 2 days

Important dates for the Global Diversified basket

-3 years and 2 days 4 years and 2 days 5 years and 2 days
Initial DateAugust 5, 2022August 5, 2022August 5, 2022
Specific Business DaysJune 10, 2025
July 7, 2025
August 5, 2025
June 9, 2026
July 6, 2026
August 5, 2026
June 7, 2027
July 6, 2027
August 5, 2027
Maturity DateAugust 7, 2025August 7, 2026August 7, 2027
Deadline for Deposits​July 22, 2022​July 22, 2022​July 22, 2022

Return options for the August 2022 campaign

Term: 3 years and 2 days

Participation Rate: 100%
  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 22.5%
    • Annual return: 7%

Term: 4 years and 2 days

Participation Rate: 100%
  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 35%
    • Annual return: 7.79%

Term: 5 years and 2 days

Deposits between $500 and $24,999: Participation Rate 100%

  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 50%
    • Annual return: 8.45%

Deposits between $25,000 and $249,999: Participation Rate 110%

  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 55%*
    • Annual return: 9.16%*

Deposits between $250,000 and more: Participation Rate 120%

  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 60%**
    • Annual return: 9.86%**

The yield of the basket of securities does not take into account the payment of dividends or distributions on shares or other securities included in the basket of securities. The return at maturity is multiplied by the Participation Rate.

* Return includes a Participation Rate of 110%

** Return includes a Participation Rate of 120%

Global Financials

The Guarantee Advantage - Global Financials basket is made up of securities from 20 leading companies-from various countries – operating in the financial sector. The Global Financials basket is therefore a reliable and secure investment opportunity for your clients with a return potential based on the growth of the top financial institutions in the world.

Security Stock Market Currency
Allianz SEXETRA FrankfurtEuro
American Express Co.
New York
U.S. dollar
AXA SAParisEuro
Bank of New York Mellon Corp./The
New York
U.S. dollar
Bank of Nova Scotia/The
TorontoCanadian dollar
BNP Paribas SAParisEuro
Canadian Imperial Bank of CommerceTorontoCanadian dollar
Charles Schwab Corp./TheNew YorkU.S. dollar
HSBC Holdings PLCLondonPound sterling
ING Groep NV
EN AmsterdamEuro
Lloyds Banking Group PLC
LondonPound sterling
Muenchener Rueckversicherungs AGXETRA Frankfurt​Euro
National Australia Bank Ltd.Australia​Australian dollar
National Bank of CanadaToronto​Canadian dollar
Power Corporation of Canada​Toronto​Canadian dollar
Progressive Corp./The​New York​U.S. dollar
Sampo OyjOMX Helsinki​Euro
Sun Life Financial Inc.​TorontoCanadian dollar
Swiss Re AGSIX Swiss​Swiss franc
UBS Group AGSIX Swiss​Swiss franc

The Guaranteed Investment's return at maturity will not be affected by changes in exchange rates, even if the security prices are published in foreign currencies.

Term

For the August 2022 campaign, the following term is available:

  • 5 years and 2 days

Important dates for the Global Financials basket

5 years and 2 days
Initial DateAugust 5, 2022
Specific Business DaysJune 7, 2027
July 6, 2027
August 5, 2027
Maturity DateAugust 7, 2027
Deadline for Deposits​July 22, 2022

Return options for the August 2022 campaign

Term: 5 years and 2 days

Participation Rate: 300%
  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 34.5%****
    • Annual return: 6.11%****

The yield of the basket of securities does not take into account the payment of dividends or distributions on shares or other securities included in the basket of securities. The return at maturity is multiplied by the Participation Rate.


**** Return includes a Participation Rate of 300%

Global Diversified

Guarantee Advantage – Global Opportunities is made up of securities from 20 companies operating in a variety of sectors and geographic regions. Each one has the same weight in the basket. Its diversification helps offset the effects of market instability on its performance and allows you to grow your principal while minimizing its risk exposure.

SecurityStock marketCurrency
Algonquin Power & Utilities Corp.TorontoCanadian dollar
Canadian Imperial Bank of CommerceTorontoCanadian dollar
Danone SAParisEuro
Denso Corp.TokyoJapanese yen
Deutsche Post AGXETRA FrankfurtEuro
Gilead Sciences Inc.Nasdaq GSU.S. dollar
Iberdrola SAMadridEuro
KDDI Corp.TokyoJapanese yen
Manulife Financial Corp.TorontoCanadian dollar
McDonald's Corp.​New York
U.S. dollar
Nintendo Co. Ltd.​Tokyo​Japanese yen
Rio Tinto Ltd.​Australia​Australian dollar
Roche Holding AGSIX Swiss​Swiss franc
SanofiParisEuro
Swisscom AGSIX SwissSwiss franc
TELUS Corp.TorontoCanadian dollar
Thomson Reuters Corp.TorontoCanadian dollar
Toronto-Dominion Bank/TheTorontoCanadian dollar
Unilever PLCEN AmsterdamEuro
Zurich Insurance Group AGSIX SwissSwiss franc

The Guaranteed Investment's return at maturity will not be affected by changes in exchange rates, even if the security prices are published in foreign currencies.

Term

For the August 2022 campaign, the following terms are available:

  • 3 years and 2 days
  • 4 years and 2 days
  • 5 years and 2 days

Important dates for the Global Opportunities basket

3 years and 2 days4 years and 2 days5 years and 2 days
Initial DateAugust 5, 2022August 5, 2022 August 5, 2022
Specific Business DaysJune 10, 2025
July 7, 2025
August 5, 2025
June 9, 2026
July 6, 2026
August 5, 2026
June 7, 2027
July 6, 2027
August 5, 2027
Maturity DateAugust 7, 2025August 7, 2026 August 7, 2027
Deadline for DepositsJuly 22, 2022 July 22, 2022 July 22, 2022

Return options for the August 2022 campaign

Term: 3 years and 2 days

Participation Rate: 100%
  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 29.5%
    • Annual return: 9%

Term: 4 years and 2 days

Participation Rate: 100%
  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: 70%
    • Annual return: 14.19%

Term: 5 years and 2 days

Deposits between $500 and $24,999: Participation Rate 110%
  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: unlimited*
    • Annual return: unlimited*
Deposits between $25,000 and $249,999: Participation Rate 120%
  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: unlimited**
    • Annual return: unlimited**
Deposits of $250,000 and more: Participation Rate 130%
  • Guaranteed minimum return: 0%
    • Annual return: 0%
  • Potential maximum return: unlimited***
    • Annual return: unlimited***

The yield of the basket of securities does not take into account the payment of dividends or distributions on shares or other securities included in the basket of securities. The return at maturity is multiplied by the Participation Rate.


* Return includes a Participation Rate of 110%

** Return includes a Participation Rate of 120%

*** Return includes a Participation Rate of 130%