Features
Issue ages (age nearest)
Premium
- Fixed and guaranteed
- Until the termination of the main coverage without exceeding the insured’s 70th birthday.
End of coverage
The earlier of:
- the insured's 70th birthday
- the insured's death
- the date the coverage is converted into a reduced paid-up insurance
- the date the main coverage or contract is terminated
Characteristics
| Fracture | Amount Insured |
|---|
| Skull (dome of the skull) | $5,000 |
| Spine (excluding the coccyx) | $5,000 |
| Pelvis (excluding the coccyx) | $5,000 |
| Femur | $5,000 |
| Rib | $1,500 |
| Sternum | $1,500 |
| Scapula | $1,500 |
| Humerus | $1,500 |
| Patella | $1,500 |
| Tibia | $1,500 |
| Fibula | $1,500 |
| Larynx | $1,500 |
| Trachea | $1,500 |
| Bone not listed above (including coccyx) | $750 |
The benefit will be payable for each fracture or complete severance, provided that the fractures are due to separate accidents. When several fractures are due to the same accident, the Company pays the highest benefit. The benefit is doubled in certain circumstances (ex.: accident aboard public transit).
If death occurs within 30 days of the accident, no benefits will be paid. If benefits have been paid, they will be deducted from the amount of life insurance.
