Guaranteed acceptance and simplified issue
Three simple pre-qualifying questions for Accident coverage, with neither proof of income nor underwriting required. This allows us to issue Accident coverage
within five days—guaranteed. Illness coverage is also available as an add-on, with a simplified underwriting process.
Wide range of clients
This includes clients who don't normally qualilfy for traditional disability products.
No integration or coordination during the 24 first months of the benefit period
During the first 24 months of the benefit period, the monthly amounts will not be integrated or coordinated with other benefits if the monthly amount is $1,000 or less.
- Individuals in high-risk occupations
- Self-employed and contract workers
- Individuals with pre-existing medical condition