Accelerated growth to 100

Participating life insurance is permanent coverage that generates dividends. The accelerated growth option is the ideal solution for clients who would like to increase their pension income or realize a project with a 10 to 15-year horizon, as a result of growth in cash surrender values.

Your clients have the flexibility of choosing between 5 dividend options which enables them to increase their coverage or reduce their annual premium or benefit from a cash payment.

Features

Principal characteristics

  • Dividend growth during the first 10 to 15 years.
  • 5 options for using the dividends
  • Guaranteed cash surrender values on the basic insurance. Available, but not guaranteed on the insurance bought with Paid-up additions (PUAs).
  • Guaranteed reduced paid-up insurance on the basic insurance.
  • Admissible for conversions without evidence of insurability with the Annual premium reduction, Cash payment and Dividends on deposit options.

Cash surrender values

The accelerated growth option offers better cash surrender values. In the case of termination of the coverage, your client could recover a portion of the paid premiums or more.