Participating life insurance is a permanent coverage generating dividends, and cash sums that enhance the basic life insurance amount. The Estate enhancer product option available under participating life insurance maximizes the long term death benefit. It is the ideal solution for clients looking at estate protection, as well as for optimizing the cash surrender value within a 10 year term.
Your clients have the freedom to choose how they use their dividends earnings. They can increase their coverage, reduce their annual premium or benefit from cash payments.