The April 2023 campaign has 2 great new options for your clients:
- The addition of an Inflation Context basket for the 2- and 3-year terms.
- The return of the Europe basket for the 5-year term.
Term/basket combinations available as of January 21, 2023
| Guaranteed minimum return (%) | Potential maximum return (%) | Participation rate (%) |
---|
Term of 2 years and 2 days |
| 0
| 18.5 | 100 |
| 4 | 13.4 | 100 |
| | | |
$500 to $24,999 | 0 | 25 | 100 |
$25,000 to $249,999 | 0 | 27.5* | 110 |
$250,000 or more | 0 | 30* | 120 |
Term of 3 years and 2 days |
| 0
| 30
| 100 |
| 6
| 21.3
| 100 |
| | | |
$500 to $24,999 | 0 | 45 | 100 |
$25,000 to $249,999 | 0 | 49.5* | 110 |
$250,000 or more | 0 | 54* | 120 |
Term of 4 years and 2 days |
| | | |
$500 to $24,999 | 0 | 76 | 100 |
$25,000 to $249,999 | 0 | 83.6* | 110 |
$250,000 or more | 0 | 91.2* | 120 |
Term of 5 years and 2 days |
| 11 | 31
| 100 |
| 0
| 31.5* | 300 |
| 0 | 55 | 100 |
|
|
| |
$500 to $24,999 | 0 | 55 | 100 |
$25,000 to $249,999 | 0 | 60.5* | 110 |
$250,000 or more | 0 | 66* | 120 |
|
|
| |
$500 to $24,999 | 0 | 50 | 100 |
$25,000 to $249,999 | 0 | 55* | 110 |
$250,000 or more | 0 | 60* | 120 |
| | | |
$500 to $24,999 | 0 | unlimited | 100 |
$25,000 to $249,999 | 0 | unlimited* | 110 |
$250,000 or more | 0 | unlimited* | 120 |
* Including participation rate
Note
-
Important reminder: funds to be invested and the complete instructions must be received by the deadline for deposits in order to be invested in the current campaign.
- The interest rate of the special daily interest investment on Deposits made before an initial date is
1.60%.
-
The sales commission is now 0.40% per term year: now that the market and interest rate environment is at a more usual level, the costs related to the product have returned to a normal level, which allows to raise the commission to its pre-pandemic level while providing attractive features for clients.
To find out more about the April 2023 campaign
- Refer to the
Features tables;
- Visit the
Guarantee Advantage section. You’ll find all the sales materials you need, including a template you can use for client emails (available on the secure version of the site).
- Please note that
we do not print copies of the features table. You will need to refer to the
PDF version.
Visit the
Previous Campaigns section for more information about Guarantee Advantage campaigns.