Participating whole life insurance

Participating whole life insurance is permanent coverage that pays dividends, which can cash sums that enhance the life insurance policy. Your clients can choose to use their dividends to increase coverage, reduce the annual premium, leave them on deposit on the policy or receive a cash payment, depending on product options.

Dividend scale interest rate

Have you seen our new annual statement?

Read the news item and go to the Annual statement | Participating whole life insurance section to see how much information is included on the statement and to discover it – section by section.

Available products

5 Pay PAR

Generates higher dividends in the long term.
Premiums are paid up as early as the 5th year.

Accelerated Growth

To yield higher medium-term dividends.

Estate Enhancer

To maximize long-term death benefit.